вторник, 26 июня 2012 г.

Opening of studio of landscape design as business

Opening of studio of landscape design as business 

Studios of landscape design is rather new phenomenon in the Russian market of services which has appeared a little more ten years ago and, nevertheless, continues to type popularity actively. Irrespective of, where do you live – in a city or behind its limits, the beautiful and well-groomed court yard, a site or a zone round your shop draws attention and pleases a sight.

Steady demand for services of the professional landscape designer, high profitability of such agency and small initial investments do this kind of business attractive in the opinion of beginning businessmen.

Though the competition in this sphere rather big, but, basically, it concerns the companies working in a high price segment. Meanwhile, services in landscape design use considerable demand and among people with the income average level. This niche is for the present insufficiently filled, and you have every chance to take the place in the market.

What services are offered by the studio which is engaged in landscape design? First of all, this designing of a landscape, and also landing of plants, building of artificial reservoirs and erection of decorative and functional protections (a fencing, gates, gate), planning and a lining of paths (asphalted, мощенных a tile or a natural stone), creation of platforms, designing of irrigation system and illumination system, excavations (arrangement of flower beds, lawns, the Alpine hills).

Besides, there is a number of adjacent kinds of activity for which performance the executor addresses to the help of other companies. Certainly, small studios which undertake difficult orders, are compelled to co-operate with manufacturers of materials for building of fences and gate, various kinds of fencings, including decorative, canopies, arbours, fireplaces, weather vanes and etc.

The partnership with suppliers of materials and the independent contractors rendering similar services, allows to receive additional benefit and considerably to reduce initial investments.

The design studio or bureau develops projects, and the industrial and building companies are engaged in their realisation. Is at such partnership and the minuses: the company-contractor can break terms, execute the services insufficiently qualitatively, to break the obligations. To bear for it responsibility before the client it is necessary to studio of landscape design from which he concluded the contract.

So, small and the moderate-sized firms working in sphere of architecturally-landscape design, are engaged, first of all, in personal plot reduction in an order and performance of small orders.

Larger architecturally-landscape companies independently render the full list of services in gardening and an accomplishment, including working out of the project from zero, geoshooting, the chemical analysis of a ground, landing of rare plants, designing of premises and winter gardens, creation of artificial reservoirs, building of bridges, installation of benches, children's playgrounds, erection of sculptural compositions.

Such companies work, basically, with sites the area over 20 hundred parts. Orders of smaller volume for them are unprofitable. About half from total of orders get to "universal" contractors who render services "on a turn-key basis", that is a full complex of works from scheduling before landing of plants and erection of arbours, and the rest falls to a lot of small and average studios.

Certainly, in this business, as well as in any the reefs are the friend. Annually in big cities opens about thirty new firms positioning as studio of architecturally-landscape design, and approximately it is as much closed. The success of the company on creation of landscape design consists in the qualified and skilled personnel.

Optimum (but not the most budgetary) a variant – to employ experts. Their services will manage недешево, but these expenses will necessarily pay off. On the size to agency which is engaged in the device of landscapes, following employees will be necessary for an average: the landscape designer, the agriculturist, дендролог, the geodesist, землеустроитель, and also the bookkeeper, managers on sales and purchases, the working personnel.

If you have no sufficient means and-or want to begin with smaller, that, probably, you will accept the second variant – most to become the designer, having passed corresponding training. The blessing now exists a large quantity of courses of landscape design duration from three months about one year. Training cost makes from 12000 (for three months) and above. On these employment you receive base knowledge in the field of design, will get acquainted with bases of a composition, dendrology, and also study elements of work with the special software.

However, to expect that having disaccustomed by three months, half a year or even year and having received the certificate on the termination of courses, you the present expert in landscape design, of course, it become not necessary. As a result you can independently develop the simple project and, probably, even to realise it, but it is not enough for creation of own studio of it.

The optimum variant – to work at least year after the termination of courses under the direction of the skilled designer. To find such work difficult enough, and it practically is not paid. But you can gain unique practical experience which will give you much more, rather than some months of studying of the theory. The main problem of young designers – absence of examples of the works (portfolio) which potential customers can look. Hardly someone will dare to use services of the expert which has no any realised project, except the educational.

After training, acquisition of practical skills of work and, probably, creations of own client base it is possible to think of opening of the firm. At first it is possible to work without office, leaving on negotiations to clients. However the separate premise for storage of documents (accounting and design) and for work all the same is required to you.

The basic item of expenses – technics (the computer, the printer, the photocopier, phone) and special programs for designers. With their help it is possible to develop projects and to create evident presentations for clients. To save on the software it is not necessary.

If you plan not only to be engaged in design activity, but also to carry out a part of works independently, the list of the necessary equipment and equipment considerably will extend. In this case special tools (power saws, screw-drivers, chisels, ножовки and etc.), garden stock (a rake, shovels and other), and also the garden technics (lawn-mower) will be necessary for you. Thus, on acquisition of all necessary for work will leave from 150-200 thousand roubles and more.

The following stage after registration of the firm and acquisition of all necessary – search of clients. It is possible to place announcements of services rendered by you in local newspapers and magazines, in specialised editions, at regional Internet forums.

The minimum expenses on advertising can make about 10 thousand roubles (the announcement in newspapers). If the budget allows, reflect on creation of own site-cut-away (the most simple variant for 5-10 thousand roubles or nearly so free of charge if you can make it independently) where you can spread examples of the works, responses of clients and to specify your contacts. Order small circulation of own cut-aways (500 pieces of simple cut-aways will manage in 500-600 roubles) in which it will be possible to specify all data, including the address of your site on the Internet. At business plan drawing up consider that such business is seasonal. The osnovnyj peak of orders is necessary for the spring.

The prices for services in landscape design depend on region in which you live. On the average, consultation of the expert of departure on a site will manage in 500 roubles in an hour. Site shooting, measurements and gaugings also stand from 500 roubles for a site to five-six hundred parts. The preliminary project (sketch) – from 1000 roubles for a hundred part, the project of gardening of a site – from 3000 roubles for a hundred part. Cost of the budget documentation usually makes about 10 % from cost of all works. In architectural supervision of project realisation as much will manage.

The separate price-list operates on a spadework (cleaning of building garbage and its export, cutting down of trees, корчевание stubs, dredging and ground export, delivery of a fertile ground and etc.).

Arrangement of paved paths and court yard will manage in 500 roubles for square metre, not including costs of materials. Creation of a stony hill is estimated a minimum in 2,5-3 thousand roubles without cost of materials.

Creation of a decorative reservoir will manage in 5-10 thousand roubles for square metre, depending on the form, depth and materials. Planting of bushes costs from 500 roubles for a piece, trees – from 1000 roubles for a sapling. Works as it should be are paid for regular care of a site and its maintenance separately.

Thus, realisation of the developed project can manage to the customer in the sum from 10-15 thousand roubles for a hundred part and above, depending on volume and kinds of works, the budget of the customer, a relief and other features of district. The size of initial investments in the business connected with rendering of services in landscape design, depends on presence at you vocational education and experience in this sphere. To pay back all expenses it is possible from the first realised projects.

вторник, 5 июня 2012 г.

Councils which will by all means increase your chances by job search

Councils which will by all means increase your chances by job search

The most important on interview is an ability to present and to give the important information on you as about the valuable potential employee. After all how you speak and that actually you speak, can or help you successfully to pass interview, or "successfully" not to pass it. Potential employers always prefer direct and open dialogue as appreciate not only the time, but also your time.

We suggest you to answer following six questions to define how much you are successfully capable to communicate during interview. To each question the variant of the answer which at application in practice by all means will help to take place interview successfully is offered also.

Whether you to the full use a pronoun "I" during interview?

During interview do not hesitate to use more often a pronoun "I" and to speak from the person and for itself. Avoid generalisations which cannot characterise you as the person or to underline your professional qualities.

You think, what will make good impression upon the employer if will use a professional slang?

As a rule, the employer should communicate with a considerable quantity of people, and be assured that it has already enough had heard plenty of a professional slang. Do not repeat another's errors and in conversation use usual business lexicon, speak to the point and directly. Differently, the employer should perceive easily your information and without effort understand its essence.

Whether you resort to words "to try, aspire, try" during interview?

If you wish to make good impression and to receive a place in this or that company, do not resort during conversation to such verbs how "to try, aspire and try". If work means any specific knowledge which you do not possess, better to say, that at present you do not possess them, but necessarily them we will get, for example, on courses, trainings etc. Words "to try, aspire and try" do not guarantee certain result, and only say that you will try to make something and no more that, and to the employer the result is always more important.

You are how much frank during interview?

If you are arranged in the company where anybody knows nothing about you accordingly you will judge, proceeding from that information which you inform on yourselves. It is recommended not to invent and not to exaggerate own abilities and experience, after all during work all becomes clear at once to all. So, if at you the work brief experience, is recommended so about it and to inform, but thus, having added that you the capable person and will be given to work on all of 100 %. Return of the worker is very important to any employer.

Whether you during interview inform how much you love I howl a trade?

Many believe that interview is a business conversation where there is no sentimentality place. However actually it will be completely not bad to notice that fact that you like your trade, it is interesting to you. Remember that the employer searches for the people interested who love the business

You answer the put down questions short and in essence or use long compound sentences at the answer?

It is recommended at the answer to a question to use short offers which easily could be perceived on hearing by the interlocutor. Long offers force listening to strain a little not to lose thought. As a result, at your interlocutor a certain negative attitude to you is already created.

How to gain trust of your subscribers?

How to gain trust of your subscribers?

To gain trust of subscribers – one of the most important problems who will rise before you. There are some ways to make it. We will consider five of them. The Ultimate goal of each considered variant - to receive trust from your subscribers. So, let's short consider every way.

1. Be oneself.

Communicating with your subscribers, do not write only about business. Not be too discharged. Let your subscribers will feel and will be convinced that you are the same person, as well as they. You can show it, combining a statement of materials about business with fragments from the life. From time to time tell about the interests and hobbies. Do not try to be fenced off from subscribers by a barrier of estrangement and официальности. If you remain for them the usual person, instead of simply author of articles, trainings, вебинаров etc., their trust to you will essentially increase.

2. Show the Unique selling proposition.

To involve readers in the materials, make their not only useful, but also interesting. Develop and grind own style thanks to which your material becomes unique and unique. Lay down to itself the aim to make materials recognised even without a reference to the source.

3. Give the helpful information.

To consider interests of the subscribers, try to spend polls. That it did not take away a lot of time, formulate some questions (about five-seven) and suggest subscribers to send answers in messages. Having carried out the analysis of the received answers, create such content which will correspond to interests of your subscribers. Giving them that material which they want, you also essentially will raise their trust to you. Thus submit free useful materials before paid, that further монетизировать base of subscribers. Try to form your material so that free material was at 5-10 times more, than paid.

4. Answer questions of subscribers.

Feedback with subscribers will provide to you the good, confident and stable contact to audience. Answer their messages. Do not ignore questions even if they will seem to you silly or naive. Do not cease to explain and tell patiently same several times, and your patience will pay off сторицей.

5. Recommend a qualitative material.

That you kept the success, and your materials – an urgency, you should be well informed constantly about news on your subjects. Study new courses, programs and the scripts which are published and after that, having convinced of their effectiveness and a demand, recommend to subscribers. Do not cease to offer the audience unique experience and to refer to authoritative sources. Receiving from you a valuable material, they will not only read your articles, but also to recommend to their acquaintances.

Remember the main thing – sincerity and goodwill concerning your subscribers, assistance to their interests and cooperation with them will provide to you their trust and gratitude.

The boredom on work kills

The boredom on work kills

Скука на работе убиваетPhenomenon of emotional burning out on work well-known to doctors worldwide. It seems that the return phenomenon — a lack of emotions or simply boredom — can be not less hazardous to health of the worker and, besides, harmful to its employer

While the Russian economists search for a way to raise in the country for labour productivity (on its level we considerably lag behind almost all states of Europe and Asia), the American psychologists have, seemingly, managed to explain one of the reasons of prompt falling of this indicator. And this reason — boredom.

Whatever banal and pseudoscientific this conclusion seemed, nevertheless, plural researches have shown, what exactly the boredom overcoming both ordinary workers, and highly skilled professionals, can lead to wrecking of the plans and projects, to cancellation of transactions, meetings and important negotiations, a rearrangement of affairs on less competent workers and even to industrial sabotage. These supervision have forced American HR (experts in human resource management) to reflect: really, the boredom — is worse, than stress?

— As soon as to the person it becomes boring on work, it "is switched off" from working process partially or completely, that is as though forgets about that as as it should do, — Richard Chajfetts specialising on work with the personnel and programs of motivation speaks нейропсихолог. — consequences of it can be catastrophic in literal sense. From falling of the general productivity to critical errors and even failures.

Not in bonuses happiness

According to research Gallup spent in 2011 year, 71 % of working Americans were or are a little interested in the work, or felt to it sharp hostility. Thus, the least labour enthusiasm was shown by people with higher education, at the age from 35 till 50 years.

— The motivation question in this case — disputable enough, after all the main thing is that the person was engaged in favourite business, — the editor-in-chief of a portal Rabota.ru tells Alexander Gross. — any insurance or an additional food — in general, any, even the superheap most up соцпакет — "not will cover" to you a damage of that you are engaged in that, as a matter of fact, hate. I had to face competitors who worked on very highly paid posts, but thus felt deeply unfortunate people and dreamt to leave somewhere.

The researches spent by employees of the Higher school of business at University of Arizona (ASU), also have shown that money and material bonuses practically are not reflected in any way in an involvement of workers into labour process. As professor ASU Angelo Kinitski has told in interview Forbes, the pathological boredom can overcome any employee, without dependence from its post, the competence, the size of a private office or a salary. Basically, the reasons consist in the following:

— First, these people do not see sense and any ultimate goal of that they do, — tells Kinitski, — and secondly, their everyday duties are too monotonous. Constant repetition same enters the person into a dullness and apathy condition — be it though the taxi driver, as the general director.

One more "murderer" of enthusiasm is, strangely enough, excessive freedom and неподконтрольность. According to Kinitski when the worker feels total absence of attention from the heads — both to the errors, and to the feats, — he is afraid to suppose the first ever less and all tries to make the second less often, that is works "carelessly".

— Relations in collective — both between employees, and with the heads is one of the major motivating factors, — confirms Alexander Gross. — according to our poll, this factor is somewhere in the first five from 25-30 similar factors so attention about groans of the heads and good, comfortable dialogue with colleagues, frequently, become the only thing that actually forces people to work.

Chained to chairs

Among other things, each employee should realise the importance for collective and for the company, adds Kinitski. If the enterprise works by a principle «irreplaceable is not present», interest and as now it is fashionable to speak, «corporate spirit» collective will aspire slowly but surely to zero.

— It is necessary to understand that if to the person it is boring on work, it does not mean at all that he has nothing to be engaged, — explains Chajfetts. — it is possible to miss and that work at you too easy or too "mechanical". Absence of difficult problems in the same way conducts to "involvement" falling, as well as loading (in a case with the raised stress or "burning out" is excessive.

— What even the best employees — which, on my memory, were always full of strength also enthusiasm is most sad, — gradually come to disappointment and boredom because of financial crisis, — speaks

Mark Rojal, the general director of company Hay Group and the author of the book «Enemy of enthusiasm»

. — Change and job search become more and more risky business in conditions of the unstable economy, therefore many are compelled to sit on a hated place simply from fear to remain without work. Naturally, it leads to sensation of a hopelessness and feebleness — what here working enthusiasm?

However, the situation on the Russian labour market looks absolutely differently, considers the Gross. According to the expert, the heaviest crisis times — behind so it is not necessary to be afraid; and the main thing — it is not necessary to do voluntary of itself the hostage hated and not work interesting to you.

— Today in Russia — the market of the candidate. And it has come at all last year, and, probably, in the end of 2010. It means that people at all are not afraid to enter the market; simply they do not leave, and continue to work and at the same time constantly other variants look after to themselves. That their resume cannot be found on рекрутинговых portals silt in bases of competitors, at all does not mean that they do not search to themselves for a new place, — tells the Gross. — they are opened, they know that other possibilities are, it is just necessary to apply though any efforts on their search.
Council at last

Alena Vladimirsky, the founder of agency on selection of shots in Runet PRUFFI:

— There is an ordinary opinion that it is necessary to change work each 3 years. Personally I consider that work should be changed when you feel internal readiness for it. Usually, it comes when you have grown to career deadlock which either cannot, or do not want to overcome in the present this company. However, to begin with I would advise to address to the direct head and to tell that you see yourselves in half a year in such post. More often уходы employees are connected by that their heads and do not guess that they want to grow somewhere.

How to get a job dreamsHow to get a job dreams

How to get a job dreams

Let's admit, the person was defined with business of the life. Remained most a little: to find the employer who is ready to offer comprehensible conditions, and the main thing, – to take you! But here an ill luck: employers suitable are, and the young expert do not take. Why the such occurs?

Well, for example, because the young expert himself is confused. It, not skilled, goes on interviews with the first not the indicative resume. He does not know that about itself to tell, and as, forgive for a pun, itself to sell.

And how itself to sell?

First, to cease to be afraid! Timid the employer does not love. They a little that can achieve in life. And here courageous, even brave (moderately), strong-willed, what put before itself the purposes, reach them and aspire to большему, is always a find. Even not skilled, but employers are often ready to train the courageous expert. Because in the market it is not enough good shots.

Secondly, to make the correct indicative resume. It makes sense to remember everything that can be useful to the chosen post.

Probably, it is necessary to mention the youthful achievements. Naturally, they should be approaching on sense to required vacancy. For example, the information: «Has created and successfully realised hundred models of planes on programmed control on base of a circle of aircraft modelling» at employment the aircraft designer, will be very much even by the way!

By the way, inspectors for work love, when achievements are specified in clear, измеримых indicators. Remarkably, if it is made in figures! To the manager on the sales, declaring the successes in the field, it is recommended to concretise all. For example: «Within three months at the expense of effective telemarketing has raised sales on 15 %». Naturally, at such formulation it is necessary to understand, how calculation was made.

Other valuable recommendations about resume drawing up can be received at workers of personnel agencies. And it is not obligatory for money. Anybody did not cancel simple human relations!

When has made the indicative resume, – it is necessary помедитировать over it. To believe that is told: I actually it have reached and I am able to do. Yes, yes, happens uneasy to believe in beauty of the formulated words! Because the praise to itself is often unusual and even confuses.

As it is good to self-assured person to think over possible variants of answers to widespread questions.

«What advantages at you is?» Or «that is your main advantages?» – here it is very good questions. Here it is possible to praise itself long. Even it is inadequate. Because, as my chief spoke: «In business of 25 % of a bluff it is normal».

«What lacks at you is?» Attention, the employer has decided to check up your adequacy. And here very well fairly to list some lacks. But it is not a lot of. And it is obligatory to block their advantages. Look it can approximately so: «I do not know the program 1С. But quickly I acquire the new information, and in particular, quickly I master computer programs (it is possible to give an example)».

Well etc. the List of widespread questions can be understood quickly on a course of visiting of interviews.

It is important to develop in itself the correct relation to refusals. For example, the manager on sales has a rule: «Five согласий on hundred refusals – norm». But do not go in cycles in this statistics. Because at everyone it the and always is a field for its improvement.

Ask questions to the employer. After all not only he chooses the worker, but also its expert. How many years your company exists in the market? What social policy at the company in relation to pregnant women? (This question, unfortunately, in the Russian validity courageously the man) can set only. How you develop the experts? What prospects at me career growth? What mutual relations support in collective? What achievements of workers encourage and how? Etc. But, not strongly be fond. The overestimated requirements can to strain the personnel officer, in turn. Think over that for you it is the most important.

By the way, about importance. Here it was necessary to begin with it. Before searching for work, it is necessary to formulate its basic characteristics. It is necessary to understand that search. Enough 5-7 points for the answer to a question: what it, your dream? And most truly to be guided by the company in which it is ready to work for years, instead of to jump as a grasshopper from one grass in another. It already then if it will not be pleasant – will leave. But it is better, that it was pleasant at once.

And here when were defined with the company of the life, be not afraid to be persevering. Happens, the employer refuses. And you all organism feel that is necessary here. Go here while the employer will not believe that you and are their happiness. Well, or until you will be convinced that «well and fools».

I know history about the girl who very much wanted to be arranged for desirable work. But there was no main requirement: knowledge of the necessary program. Also it is the candidate at all has not confused. As well as that have not accepted it neither from the first interview, nor from the second, even from the third.

The dream is more important, than trifles of life everyone there! And for its realisation it is possible to study also the program, both to tell lies, and to force the employer to believe that you are necessary to them.

The pretender also was engaged in it. She has achieved interview on which about itself has told lies. A pier, the program I know, I am able to work. Умелицу, thanks to persistence and inflexibility (which has bribed the surprised personnel officers and the chief of department) have accepted. And then the girl had to study a subject at night.
Certainly, the chief has quickly seen that the new employee has played a cunning trick at employment. Also has asked it a direct question:
– You do not know?!
– I do not know! – the girl has smartly answered. – but I will learn and I will understand!
– I give to you exactly month.

And it took this month, and has mastered all necessary functions, and has surpassed itself! How much I in a course of affairs, now this respectable lady – one of managing directors of the given company. Here to you and aspiration to the purposes …

So, love itself, expensive readers and reach all desirable tops, after all all in this life is possible!

Before accident there were 90 days

Before accident there were 90 days

До катастрофы осталось 90 дней The European Union has three months for search of an exit from financial crisis. After the lapse of this term the markets will simply cease to react to all efforts of Bruxelles though the euro, most likely, nevertheless will manage to be rescued. Such opinion was stated by the known financier and investor George Soros.

Acting at an economic forum in Italian Trento, Soros has given a number of councils about an overcoming the crisis. First of all, as he said, Europe needs to enter urgently insurance of bank contributions to stop outflow of deposits which has already concerned the peripheral countries. Besides, banks should get direct access to financial support of the European mechanism of stability which will earn in the summer of this year.

"The countries with the big debts need to reduce financial expenses. There are various ways to achieve it, but all of them need active support from party Bundesbanka (the Central Bank of Germany) and the German government", - Soros has told, having noticed that Germany still should be convinced of correctness of this policy.

Besides, Soros has expressed hope that Greeks during re-elections in parliament on June, 17th "will be frightened enough by prospect of an exception of the European union" to vote for those who is ready to observe the operating anti-recessionary agreement. At the same time "any government (Greece) cannot satisfy a condition, and the Greek crisis will come to the culmination this autumn", the financier has declared.

"By then the economy of Germany also will weaken, therefore Merkel will be even more difficult, than today, to convince Germans to incur any additional obligations concerning Europe", - he has warned.
The summit of EU planned for the end of June, will come to the end with acceptance of a package of measures which become the compromise for everything, Soros considers. However these measures will be to turn absolutely insufficiently back crisis tendencies. "It means that these measures again will give time simplification, but tendencies remain. We are in a critical point. After three months the markets will demand большего, but the authorities cannot execute their inquiries", - the investor has noted.

At the same time Soros has expressed opinion that the euro will manage to be rescued, as its crash became accident not only for "the peripheral" EU countries, but also for Germany. "Return to DM will cost, most likely, Germany deprivations of the export markets, not to mention political consequences. Thus, Germany, most likely, will make everything to rescue euro, but no more that", - was concluded by Soros.

And you can grow rich "on Kijosaki"?

And you can grow rich "on Kijosaki"?

А вы сможете разбогатеть "по Кийосаки"Robert Kijosaki, the American of a Japanese origin, the outstanding businessman and the writer, the author of set of books from whom the most popular – «the Rich father, the poor father», has excited the world idea that each person at desire can reach huge riches.

And for this purpose it is not necessary neither to get education, nor to spend all life in persistent work. It is necessary to find only idea which will gain for you money, and then to force money to work on itself! The set of the people, Kijosaki inspired by books, dream to depart from affairs young and rich to live happily and enjoy all good things of life.

But why in practice the original riches still get only to units?

In brief it is possible to present Robert Kijosaki's all system in the form of several rules.

Rule 1. You should passionately want to grow rich. The small, weak desire will not lead you to success. You should begin to hate with all the heart poverty, a lack of money, and it is literally to light up idea to find financial freedom. Only this passion and internal fire are capable to lead you to riches.

Rule 2. You should be firmly assured that riches are worthy and by all means will reach it. If for you thoughts of type «To me never are characteristic to grow rich», «I do not presume to myself expensive things», «It is necessary to save», etc. – you and will not grow rich. To become rich, it is necessary to start to think as the rich person, namely: «I can gain money», «I presume to myself anything you like», etc.

Rule 3. It is necessary for you to get rid of fear of loss of money. To grow rich – it is necessary to put up constantly money, only then they will work on you. It is risk, and on this way losses are inevitable. The majority of people cannot grow rich just because too take hard loss of money and are afraid of it. Whether you nine consecutive times are ready to fail and lose money if on the tenth time will win, and the prize will pay back all your losses? The one who safely answers "yes", has chances of the big riches.

Rule 4. You should cut down the expenses, to postpone purchase of luxury goods till the best times: the rich person at first puts up money in the investment, into business and only then buys something for itself. The majority of people arrive very much the other way: buy expensive things to look rich. It is possible to much, but to look rich – does not mean to be rich: if you have expensive car, apartment, a country house, but all it is bought on tick or on last money and you do not have available assets which would work on you you are not rich, and are poor.

Rule 5. You should reduce passives and to increase actives. Passives are all that demands expenses, without bringing any profits: the apartment, the house (if you live in it, instead of rent), the car (if you do not earn with its help of money) etc. Actives are all that brings to you money: business, investments, the real estate rented, etc. If at you absolutely is not present actives or them too little – you will not grow rich.

Rule 6. You should be ready to leave work on hiring and to be engaged in own business. Only so you can create quite good actives and earn enough of money for the future investments – after all the present riches is created only by investment. Absence of the starting capital should not stop you – remember that we live in an information century when for successful business the good idea is important first of all. If you in a condition to think up how to make something good for a considerable quantity of people with the minimum expenses and with the maximum profit – at you there are chances to lay the foundation for successful business.

Rule 7. Even if you while have not enough money, you should master investment art. Raise the financial literacy, study all possible ways of an investment of money – in share investment funds, in actions, banks, real estate, precious metals etc. Start to invest gradually, learn to get from these investments fast profit (for example, buying and selling actions), and in due course under condition of development of own business you can become large enough investor to sell the business, to depart from affairs and to live only on incomes of investments. Here then there will come for you desired financial freedom.

Rule 8. This rule, maybe, the most important: you should love money very much. You should think constantly of them, speak about them, search for new ways of their augmentation. It should be for you interesting, fascinating employment. If everything is not so interesting to you that is connected with the finance, – you have some chances of the present big riches.
Robert Kijosaki admits one of the books that once wanted to be the pilot. But business, transactions with real estate, investments and the big money has appeared for it more attractive. And what present calling – to fly, will not refuse it for any billions. In the most different spheres of activity it is possible to meet the people, ready to be engaged in favourite business even it is free – and who will dare to name from unfortunate even if they are rather poor?

To find calling – already happiness, it is simple at everyone the. To become rather rich, it is necessary to have calling to it, as well as to any another matter. In books on financial literacy it is a lot of good advice which can put into practice it is valid any person and, probably, to raise the well-being.

But you will grow rich really only in the event that money really becomes your credos.